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4 Easy Ways to Save $160 a Month at Work
By Alexis Froehlich
Without completely changing your work lifestyle, here are four ways to save at least $160 per month.
Say "Sometimes" to Starbucks
We love our coffees, lattés, and cappuccinos. Whether it's Starbucks, Peet's Coffee, Panama Bay, or a favorite local coffee shop, you can bet you're spending at least three dollars for every drink. While many studies are showing Americans are grabbing lattés two or more times a day, let's assume you only pick up coffee only once on your way to work. That means you would spend fifteen dollars each week. Ok, so fifteen dollars isn't so much, until you multiply that by four weeks. In just one month, you have spent $60 just on coffee. Yikes! That's SIXTY dollars! And this is assuming you don't tip, never buy more than one coffee a day, and it actually only costs three dollars.
If you're completely addicted to your cappuccino, and going to your coffee shop is one of your little joys in life, by all means, don't stop going. Instead, try setting specific days you'll allow yourself to indulge. Maybe you'll pop in for a cappuccino on Tuesdays and Fridays only. If that's too much to bear, be creative in the size of drink you order. Order the big size on Mondays (to get you through the week) and Fridays (to reward yourself). The rest of the days, order the smallest size.
Visit the Gas Station Less
With gas prices the way they are, stop driving to work alone! Taking a train or carpooling will cut down on the amount you spend on gas. If you can't find anyone at work that's willing to carpool, there are some websites such as www.carpoolconnect.com to help you find people headed in the same direction. If you're curious to find out how much you save let's assume you drive twenty miles to work and it costs you 28.1 cents per mile for gas. Driving alone will cost you about $120 per month, whereas carpooling with two other people will only cost $40 per month. That's an $80 savings!
Pack Your Food
Don't buy snacks from the vending machine. Not only are they incredibly
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unhealthy and often full of chemicals, they are huge money wasters. In fact, you can get those same foods for much less at
stores like Costco or Sam's Club. If you've got to have your peanut M&Ms, buy them in bulk and bring them from home. If you're a soda or juice drinker, it's still much cheaper to buy wholesale. You usually save a dollar, which isn't much until you realize you've spent at least twenty dollars a month at the vending machine.
If you can, pack your lunch from home too. This can be a little more difficult if lunchtime is your opportunity to network and meet with co-workers. Not going isn't really an option and it's awkward to bring your bag lunch along. Try cutting down on the cost of your lunch. Instead of a whole sandwich, buy just a half. Instead of the large salad, get the small. If it's not enough food, just pack more snacks from home. The goal is to bring as much food from home, which is always cheaper, and spend less at work. Remember, if your lunches are more like business meetings, be sure to look into any tax incentives that may apply.
Look Great for Less
It's important to dress well for work, but that doesn't mean you need to go broke doing so. Shop at outlet stores or discounted stores such as Ross or TJMax. Hit the sales racks in Macy's and Nordstrom's for great clothes at a reduced price. Most importantly, when you shop for clothes, pick out things you can easily mix and match with the rest of your wardrobe.
With your newfound money, you have even more freedom to get out of debt, invest, or save for something you've always wanted.
About the Author
Discover how to create your own Instant Money Reports and increase your cashflow, visit www.InstantMoneyReports.com Get the best ways to make money online, visit www.PaidInsider.com/forum/
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